55 Commerce Valley Drive West Suite 710, Thornhill, ON, L3T 7V9
About Us
Titanium Insurance Brokers is a dedicated division of CHAT Insurance, built on the foundation of honesty, reliability, and exceptional service. Led by two seasoned branch managers with over 40 years of combined expertise, we proudly serve both the Canadian and Asian communities, delivering trusted insurance solutions tailored to your unique needs.
CHAT stands for Commercial, Home, Auto, and Travel insurance—though many of our brokers have since expanded their expertise to include Life and Health coverage. Founded by a single broker in 2009, CHAT has grown into a team of over 100 dedicated professionals, proudly serving more than 20,000 policyholders across Ontario.
Our size and structure give us the agility to respond quickly to the evolving needs of the communities we serve. We believe there’s a solution for every insurance need—and if we don’t already have it, we’ll find it.
Our Mission
At Titanium Insurance, we believe in doing more than just providing policies — we build lasting relationships through an unwavering commitment to your peace of mind. We take the time to understand what life brings, with a team that truly cares. Whatever the situation, we’re here to help with honest advice, deep industry knowledge, and service delivered from the heart.
Titanium Insurance Brokers: Where Strength Meets Service
Disclosure Statement
Don’t wait until you have a claim to find out if you’re well covered. Our brokers investigate the risks you might be exposed to and provide complete coverage for your insurance needs, helping you achieve real peace of mind.
| Company | Personal Auto | Personal Property | Commercial Auto | Commercial Property |
|---|---|---|---|---|
| Aviva | 7.5 to 12.5 | 20 | 8.5 to 15 | 20 |
| CAA | 7.5 to 12.5 | 20 | N/A | N/A |
| Chartis/AIG | 12.5 | 20 | N/A | N/A |
| Chieftain | 7.5 to 12.5 | 20 | N/A | N/A |
| Coachman | 7.5 to 12.5 | 20 | N/A | 10 to 20 |
| Echelon | 7.5 to 12.5 | N/A | 7.5 to 12.5 | N/A |
| Economical | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 10 to 20 |
| Gore Mutual | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 10 to 20 |
| Intact | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 10 to 20 |
| JEVCO | 7.5 to 15 | N/A | N/A | N/A |
| Nordic | 10 to Max. $370 | N/A | 7.5 to 10 | N/A |
| Northbridge | N/A | N/A | 7.5 to 12.5 | N/A |
| PAFCO | N/A | N/A | N/A | N/A |
| Pembridge | 7.5 to 12.5 | 20 | N/A | N/A |
| Perth | 5 to 12.5 | 15 | N/A | N/A |
| RSA | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 15 to 20 |
| Travelers Canada | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 10 to 20 |
| Unica Insurance | 7.5 to 12.5 | 20 | 7.5 to 12.5 | 10 to 20 |
The commission percentage is paid for both new business and renewals. Should there be a change in the commission schedule we receive from your insurer, we will notify you. In order for us to maintain strong relationships with insurers, we work with each to provide the type of business they desire.
The insurers listed above recognize our effort through a Contingent (profit) Commission contract (as indicated by asterisk). Payment under this contract will depend on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the insurer. Contingent (profit) Commission is not guaranteed. For detailed information on Contingent Commission, please go to the individual company’s website. Your insurer will be providing you with a Consumer Code of Rights and Responsibilities, which will be forwarded to you with your policy. If you have any questions about this or any other area of your insurance, please contact us at (905) 415-1188.
